# Descartes Underwriting

a Paris-based (founded 2019) insurtech using satellite imagery and AI to structure parametric cover for over 20 climate and emerging-risk types; its Descartes Insurance entity is a full-stack risk carrier regulated by France's ACPR,…


Source: https://cn.bioecon.ru/companies/descartes-underwriting/
Updated: 2026-08-15

- 国家: France

## 可核验事实

| 事实 | 数值 | 来源 |
| --- | --- | --- |
| 成立 | 2019年 | https://startupintros.com/orgs/descartes-underwriting |
| 营收 | 2025年毛保费（GWP）$250M | https://descartesunderwriting.com/newsroom/2025-successful-year-global-resilience-descartes |
| 产能 | 通过 Descartes Underwriting 每份保单最高 $200M；通过 Descartes Insurance 每份保单最高 $10M | https://descartesunderwriting.com/, https://descartesunderwriting.com/about/descartes-insurance, https://descartesunderwriting.com/about/descartes-underwriting |
| 监管批准 | Descartes Insurance子公司获法国ACPR许可 | https://descartesunderwriting.com/about/descartes-insurance, https://startupintros.com/orgs/descartes-underwriting |
| 生产基地 | 10个国家逾20个全球办事处 | https://descartesunderwriting.com/about/descartes-underwriting |

独立来源: startupintros.com

## 技术

- [生物经济与生物气候风险参数化保险](https://cn.bioecon.ru/technology/parametric-bioeconomy-bio-climate-risk-insurance/)